CHAPTER 407-E GRANITE STATE HOME MITIGATION AND RESILIENCY PROGRAM
Section 407-E:7
407-E:7 Grant Eligibility Requirements. –
I. To be eligible for any grant, the residential real property owner shall:
(a) Own a residential real property in New Hampshire;
(b) Have a gross household income of no greater than 60 percent of the New Hampshire state median income;
(c) Submit a grant application to the department as required by this chapter; and
(d) Meet all other applicable requirements of this chapter, including, but not limited to, the availability of funds.
II. To be eligible for an IBHS grant to be used to mitigate a residential real property:
(a) The residential structure on the residential real property shall have a foundation, which is not a dry stack or field stone foundation;
(b) The residential real property owner shall maintain an in-force homeowner's insurance policy on the residential real property unless the real property owner has satisfied the commissioner that the real property owner cannot procure insurance until the mitigation work has been completed; and
(c) The residential real property owner shall:
(1) Agree to reinforce the residential structure to the IBHS FORTIFIED Home roof or silver designations, or successor designation, or similar standard approved by the commissioner.
(2) Agree to use an IBHS certified contractor to perform the home fortification work.
(3) Have a certified IBHS evaluator pre-qualify the insured property as mitigable and identify all improvements required to achieve IBHS FORTIFIED Home roof or silver designations, or successor designation, or similar standard approved by the commissioner.
(4) Obtain bids from at least 2 IBHS certified contractors who agree to the scope of work and approximate cost of the mitigation work covered by the grant.
(5) Agree to obtain all necessary local and state permits.
(6) Agree to conduct all local and state required inspections.
(7) Meet all other applicable requirements of this chapter.
(8) Meet all other applicable requirements of this chapter, including, but not limited to, the availability of funds.
III. To be eligible for a non-IBHS grant:
(a) There must be a residential structure on the residential real property;
(b) The non-IBHS grant item must threaten the insurability of the residence; and
(c) The residential real property owner shall:
(1) Provide proof of the insurability issue as required by the commissioner.
(2) Agree to use an eligible contractor to perform the non-IBHS work.
(3) Agree to obtain all necessary local and state permits.
(4) Agree to conduct all local and state required inspections.
(5) Maintain a current homeowner's insurance policy on the residential real property unless the real property owner has satisfied the commissioner that the real property owner cannot procure such insurance until the work has been completed.
(6) Meet all other applicable requirements of this chapter, including, but not limited to, the availability of funds.
IV. Grants under this chapter are not available for new construction.